Support for the people of Medway
- Check postal dates for the UK international dates. You may be charged a delivery fee even though you have missed the last postal date. Check prices and consider the additional cost this will make to your order.
- Don’t forget to plan for everyday bills Remember that rent, the mortgage, utility bills, food bills and other existing debts still have to be paid – and the consequences can be severe if they’re not. Even though it’s Christmas get your priorities right.
- How to pay for goods at a distance (online, phone, catalogues) Look at the payment methods accepted. Consider which one is most secure for you and will ensure your goods are delivered safely and on time. Look at any possible charges that may be incurred.
- Keep things simple If you can afford to pay for your goods outright by cash, cheque or debit card, don’t be persuaded to take out extended credit agreements unless they really do work out cheaper.
- Shop around Try as many different places as possible to find the best price. Check website information about delivery fees, additional charges and returns information.
- Buy safe, be safe Whatever the deal, whatever th temptation don’t buy from unauthorised traders. Check the websites are genuine before buying anything. Check postal/ company addresses are real.
- Read the small print Check for hidden extras in any credit agreement. Check for any additional costs. Check for any statements for missed deliveries of goods. Check for possible misleading information on delivering goods.
- Returning goods Consider if you really need the good and what it may cost you to return them if you change your mind. Check postal/ delivery costs of returning goods.
- Take time to check your rights It’s worth checking out what your rights are when buying at a distance and what costs may be your responsibility. Don’t assume that the trade is responsible for all costs.
- Start planning and saving for next Christmas Once Christmas is over, it’s worth looking at what you did well and what you didn’t. Start planning how you will do thing differently next year. This might also be a good time to start saving.
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